We help you protect what matters most.
life insurance can be considered the cornerstone of sound financial planning. Term life and whole life insurance coverage options to tailored to your financial plan. Term life is cheap because it’s temporary and has no cash value — in most cases, your family may not receive a payout. Whole life premiums are much higher because the coverage lasts for a lifetime, and there’s a guaranteed rate of investment return on the cash value.
Other reasons to get life insurance : Final expense planning, Replace income for dependents , Pay final expenses, Create an inheritance for your heirs, Pay federal “death” taxes and state “death” taxes , Create a source of savings
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Home owner’s insurance helps offer financial protection to your home and its contents when they are damaged. It also helps provide liability protection in the event that someone is injured on your property.
Small business owners should consider a BOP: